Refinance Calculator

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Current Loan

Enter your existing mortgage details.

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New Refinance Loan

Compare against a new rate and term.

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Refinance Comparison

Side-by-side look at your current loan vs. a refinance.

Summary$283.35/mo saved
$2,227.70
Current Payment
$1,944.35
New Payment
+$283.35
Monthly Difference
1 yr 4 mo
Break-Even on Closing Costs
You'd save $283.35/mo and break even on closing costs in 1 yr 4 mo.
Detailed Comparison
Current LoanAfter Refinance
Monthly P&I$2,227.70$1,944.35
Remaining Term28 yr30 yr
Total Interest (from today)$428,508$379,967
Closing Costs$4,500
Interest Saved$48,541
Refinancing could save $48,541 in total interest with a lower monthly payment.