Market Pulse
Market Pulse
Current mortgage rates, housing trends, Fed policy, and inflation — updated from official sources with plain-English context.
What changed today
What changed today
The latest meaningful moves in rates, markets, and the economy.
No major market changes to highlight right now.
Economic calendar
Economic calendar
Important economic events that may influence rates, housing, markets, borrowing, and savings.
This week
No major economic events are scheduled for this period.
Your Money This Week
- Mortgage rates ↑Monthly payments may be higher than recent weeks.
- Home inventory ↓Tighter supply can mean more competition among buyers.
- Home prices ↑Existing homeowners continue gaining equity nationally.
All Indicators
30-Year Mortgage Rate
+0.08% vs prior7.03%
Drives monthly payments and home affordability for most buyers.
15-Year Mortgage Rate
+0.16% vs prior6.42%
Useful for refinance and faster payoff comparisons.
Fed Funds Target (upper)
Unchanged4.00%
Sets the baseline short-term rate environment for borrowing.
Median Home Price
+$2,200 vs prior$410,700
National benchmark for home values and equity growth.
Months of Housing Supply
−0.5 mo vs prior8.5 mo
Higher supply often gives buyers more negotiating leverage.
Existing Home Sales
−80,000 vs prior3,980,000
Signals demand in the resale housing market.
Housing Starts
−34 vs prior1,275
New construction affects future supply and builder activity.
Unemployment Rate
Unchanged4.10%
Labor market strength affects Fed decisions and consumer confidence.
10-Year Treasury Yield
Unchanged5.17%
Long-term benchmark that often moves with mortgage rates.
Last refreshed September 29, 2026